Finance Pricing

Vehicle		Max Term	Zone 1+(Incl. Waived Security Deposit)FICO 720+	Zone 1(Incl. Waived Security Deposit)FICO 719-690	Zone 2(Incl. Waived Security Deposit)FICO 689-670	Zone 3(Incl. Waived Security Deposit)FICO 669-650	Zone 4FICO 649-630	Zone 5FICO 629-610	Zone 6FICO 609-580	Zone 7FICO 579-520
NEW	MY12 Scion iQ Model#6242	36**	0.00157	0.00157	0.00157	0.00157	0.00410	0.00490	0.00550	0.00670
	MY12 Scion xD Model#6232/6233	36**	0.00147	0.00147	0.00147	0.00147	0.00410	0.00490	0.00550	0.00670
	MY12 Scion xB Model#6202/6203	36**	0.00118	0.00118	0.00118	0.00118	0.00410	0.00410	0.00470	0.00590
	MY12 Scion tC Model #6222/6223	36**	0.00127	0.00127	0.00127	0.00127	0.00410	0.00490	0.00550	0.00670
	Vehicle		Max Term	(Incl. Waived Security Deposit)	(Incl. Waived Security Deposit)
NEW	Scion All Vehicles (except ones listed above)	60	0.00200	0.00210	0.00255	0.00345	0.00410	0.00490	0.00550	0.00670
Scion Certified Pre-Owned Vehicles		60	0.00200	0.00210	0.00255	0.00345	0.00410	0.00490	0.00550	0.00670
MSRP/Avg. Retail Book Value Maximum Advance*			120%	115%	110%	105%	100%	100%	95%	95%
* TFS' standard advance policy is as follows: Applicable MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License.
Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*)
** After July 9, 2012, all rates and terms may change. All other program parameters remain unchanged. The "W" Option benefit does not apply to the contracts designated with the ** above

Scion Solutions College Graduate Program: NEW vehicles receive rebate and customers are eligible for Zone 1 rate (at minimum) and waived security deposit. SCPO customers are eligible for Zone 1 rate (at minimum) and waived security deposit. Rebate not compatible with SCPO.

Scion Solutions iFi Program: Qualified iFi customer rate is determined by FICO score. FICO score must be >=610 (New Scion only). Refer to program guidelines for a list of qualifications.

Dealer rate participation not allowed on any Scion Solutions lease programs.

Encore: Security deposit waiver and beginning-of-term benefits are applicable; however, rate reduction for Encore is not compatible with any Scion Solutions lease programs.

Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) for New only.

Multiple Security Deposit (not available in New York): Deduct 0.00008 RCF points from qualified Zone rate for each additional security deposit (maximum of 9). 1 Pay is not compatible with this program.

1Pay Feature: Deduct 0.00100 RCF points from the qualified Zone.

Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate.
Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Credit Life and Health/Disability (CLAH) policies are not compatible with TFS Business Solutions. Please refer to the TFS Business Solutions Lease rate letter for more details.

Dealer-Owned Vehicle (DOV) Finance Program leases receive an automatic Zone 1 + rate. Standard flat fees apply. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.

SCPO: Eligible vehicles: Current year used through 3 year old Scion vehicles (65,000 miles or less), with a Scion Certification Number.
Maximum terms vary based on model year: Current Year-up to 60 Months;
1 Year old-up to 60 Months; 2 Years old-up to 48 Months and 3 Years old-up to 42 Months.

TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Acquisition Fee.

NEW SCION VEHICLES ONLY

¹Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
Rebate not compatible with SCPO.

Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 (New vehicles only).

Scion Solutions Gen-One rate determined by applicable Zone (New).

Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).

SCION CERTIFIED PRE-OWNED VEHICLES ONLY

¹Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
Rebate not compatible with SCPO.

^*Available on 1-3 year old Scion Certified vehicles ONLY.

TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Minimum Reserve schedule.

Qualified applicants without bureau FICO scores are not eligible for the SCPO program.

^** 84 month term requirements: Minimum amount financed is $15,000

Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate

NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines.

When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score.

Please note that the Multiple Credit Bureau Option is not available to customers that have a null FICO or a FICO score less than or equal to 609 on either the applicant or co-applicant's Primary Bureau.

Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.

Equity Program for ALL Zones - For Loan-to-Value (LTV) 80.01% - 90%, DEDUCT 0.25% FROM ABOVE RATES.
Super Equity Program for ALL Zones - For Loan-to-Value (LTV) ≤ 80%, DEDUCT 0.50% FROM ABOVE RATES.

Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.

Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate.

Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard Minimum Reserve Schedule applies. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.

 

 

SCION Certified Pre-owned VEHICLES (SCPO) Special apr program